Travel with peace of mind using Harbor Travel Protection, your reliable companion for budget-friendly adventures. Designed for the savvy traveler, Harbor offers comprehensive coverage that protects you against unexpected disruptions, ensuring your journey remains enjoyable and worry-free.
With benefits like trip cancellation for covered reasons, primary medical expense coverage, and pandemic protection, you can confidently explore new cultures and destinations. Whether you’re embarking on a family vacation, a solo expedition, or a group tour, Harbor has tailored solutions to meet your needs.
Enjoy added security with baggage loss protection and trip delay coverage, allowing you to focus on creating unforgettable memories. Choose Harbor for affordable travel insurance that prioritizes your safety and peace of mind so you can fully immerse yourself in the enjoyment of your travels.
Harbor Worldwide Travel Protection
Harbor offers robust coverage to the leisure traveler who’s interested in worldwide cultural exploration. With 16 covered reasons for cancellation and/or interruption, you can have peace of mind both before and during your trip. Additional coverage such as baggage loss, trip delay, secondary medical expense coverage, and pandemic coverage is included as well, leaving you feeling covered and confident to enjoy your travels.
Harbor fits into your budget so that you don’t have to sacrifice the peace of mind that traveling with Redpoint offers. Set yourself up for a confident travel experience by traveling with Harbor today.
Travel Protection Features
- 16 covered reasons for cancellation & interruption
- Pandemic coverage that includes cancellation, interruption and quarantine
- Medical evacuation
- $50,000 of secondary medical expense coverage
- Pre-existing medical condition waiver if purchase conditions are met
- One stop program with a single contact for emergency services, travel assistance, claims and more
Harbor Benefits
| Benefits | Maximum Benefit Per Person |
|---|---|
| Trip Cancellation* | Up to 100% of the insured trip cost |
| Optional Cancellation For Any Reason (CFAR)** | Up to 75% of Trip Cost – Optional for additional cost |
| Optional Trip Interruption*,*** | Up to 75% of Trip Cost – Optional for additional cost |
| Trip Delay | up to $100/day, $500 max |
| Itinerary Change | $250 per person |
| Single Occupancy Supplement | up to 100% of Trip Cost |
| Missed Connection | $1000 |
| Travel Inconvenience | $250 per each inconvenience up to a maximum of $750 |
| Baggage & Personal Effects | $750, subject to per item maximum of $300 |
| Medical Evacuation & Repatriation of Remains | included up to $500,000 |
| Baggage Delay | 12 hrs min delay, $200 max |
| Baggage Delivery | $100 per trip |
| Emergency Accident and Emergency Sickness Medical Expense | $50,000 per person |
| Dental Expense | $500 per person |
| Accidental Death & Dismemberment | $25,000 |
**You must insure the total cost of all prepaid non-refundable Travel Arrangements that are subject to Cancellation Penalties
***$1000 Return air ticket cost only if $0 Trip Cost displayed for Trip Cancellation
Harbor FAQ’s
What types of travelers is Harbor best suited for?
How many reasons are covered for trip cancellation and interruption?
What is the maximum coverage for trip cancellation?
What is the coverage limit for medical evacuation and repatriation of remains?
Harbor offers up to $500,000 in coverage for medical evacuation and repatriation of remains, ensuring that travelers receive essential medical transportation or repatriation support during emergencies.
How much does Harbor cover for baggage loss and delay?
Is there coverage for travel inconveniences, and what does it include?
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Travel Insurance Coverage:
This summary is only a brief description of the coverage(s) available under policy series IPRED_PC_02/2021. This summary does not replace or change any part of your policy. The policy will contain reductions, limitations, exclusions, and termination provisions. Please read the policy carefully to fully understand the coverages, terms, conditions, limits and exclusions. If there is a conflict between this summary and the policy, the policy will control. This policy provides insurance coverage that only applies during a covered trip. You may have coverage from other sources that provides you with similar benefits. You may wish to compare the terms of this policy with your existing life, health and homeowners’ policies. Please contact +1 415 481 0600 if you have any questions. Insurance underwritten by State National Insurance Company Inc., a Texas domiciled corporation (NAIC Company Code: 12831; TX license number 6026) with its principal place of business at 1900 L Don Dodson Drive, Bedford, TX 76021. Not all plans or coverages are available in every state. It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits.
Travel Assistance Coverage:
Redpoint Resolutions LLC provides travel assistance and non-insurance services. Travel assistance and non-insurance services are not insurance. An evacuation, travel assistance and non-insurance service program may be purchased individually without travel insurance through a membership program. By selecting the “Evacuation only, no travel insurance” coverage option, you will be purchasing a Redpoint Resolutions evacuation, travel assistance and non-insurance service program membership.
UnivOps Insurance Services LLC is the licensed insurance agent.