Ripcord
Our most comprehensive travel program, with evacuation, rescue, and premium coverages.
About Ripcord
Ripcord takes the worry out of travel by providing 24/7 access to medical and security professionals combined with the best evacuation, rescue and optional travel insurance coverages designed for adventurers.
If you are injured, ill, or caught in a dangerous situation 100 miles or more from home, we will get you home safely. Plus insure your trip with optional travel insurance (underwritten by State National Insurance Company, Inc.) including trip cancellation / interruption, primary medical expense coverage, sporting goods benefits and more.
Coverage availability may vary by state or other insurance application information.
Features
- Our most comprehensive travel program, best for remote expeditions
- Evacuation & Rescue services from your location to your hospital of choice
- Completely integrated program with a single contact for emergency services to travel assistance and insurance claims*
- Security extraction in case of unexpected dangerous and chaotic events
- Search services
* Benefits described are related to travel insurance underwritten by State National Insurance Company Inc.
What our clients are saying
Ripcord Benefits
| Evacuation & Assistance* | Maximum Coverage |
|---|---|
| Travel Assistance | Included |
| Aggregate Evacuation Limit | $1,000,000 |
| Medical Evacuation & Rescue Limit | $1,000,000 |
| Search Limit | $25,000 |
| Mortal Remains Transport Limit | $15,000 |
| Security Evacuation Limit (if Security Paid For) | $125,000 |
| Involuntary Detention (if Security Paid For) | $15,000 |
| Travel Insurance** | Maximum Coverage |
|---|---|
| Trip Cancellation | Up to 100% of Trip Cost |
| Trip Interruption | 150% of Trip Cost Limit |
| Trip Cancellation for Any Reason (CFAR) | Up to 75% of Trip Cost – Optional for additional cost |
| Airline Ticket Change Fee | $250 |
| Single Occupancy Supplement | Included |
| Missed Connection | $1,000 |
| Trip Delay | Min of 3 hours delay $200 per day; Max $1,000 |
| Baggage Delay | Min of 12 hours delay daily limit $100; Max Benefit $500 |
| Baggage & Personal Effects | $2,500 per article: $250, combined max limit for described property: $250 |
| Accidental Death & Dismemberment | Principal Sum: $25,000 |
| Accidental Death & Dismemberment – Air Only | Principal Sum: $100,000 |
| Emergency Accident and Emergency Sickness Medical Expense | $100,000 |
| Pre-Existing Conditions Waiver | Applies when conditions are met |
Ripcord Coverage Options
Tailor Ripcord to meet your travel needs with the following coverage options
| Options | Evacuation & Rescue Services | Evacuation with Medical Expense Coverage** | Comprehensive Travel Insurance** |
|---|---|---|---|
| Remote rescue services from the point of injury, illness or security emergency | |||
| Evacuation to your home hospital of choice (medical) and home (security) | |||
| Primary medical expense, emergency dental coverage, baggage loss, and more | |||
| Trip cancellation and interruption coverage |
** Benefits described are related to optional travel insurance underwritten by State National Insurance Company, Inc.
Partner With Us
Travel agents, become a partner to take advantage of our extensive partner benefits and innovative partner tools.
Optional Travel Insurance Coverage:
This summary is only a brief description of the coverage(s) available under policy series PC_AHR_RCH (01/2021). This summary does not replace or change any part of your policy. The policy will contain reductions, limitations, exclusions, and termination provisions. Please read the policy carefully to fully understand the coverages, terms, conditions, limits and exclusions. If there is a conflict between this summary and the policy, the policy will control. This policy provides insurance coverage that only applies during a covered trip. You may have coverage from other sources that provides you with similar benefits. You may wish to compare the terms of this policy with your existing life, health and homeowners’ policies. Please contact +1 415 481 0600 if you have any questions. Insurance underwritten by State National Insurance Company Inc., a Texas domiciled corporation (NAIC Company Code: 12831; TX license number 6026) with its principal place of business at 1900 L Don Dodson Drive, Bedford, TX 76021. Not all plans or coverages are available in every state. It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits.
Travel Assistance Coverage:
Redpoint Resolutions LLC provides evacuation, travel assistance and non-insurance services. Evacuation, travel assistance and non-insurance services are not insurance and are provided through a membership program. An evacuation, travel assistance and non-insurance service program may be purchased individually without travel insurance. By selecting the “Evacuation only, no travel insurance” coverage option, you will be purchasing a Redpoint Resolutions evacuation, travel assistance and non-insurance service program membership.
UnivOps Insurance Services LLC is the licensed insurance agent.