Once you pay your non-refundable trip costs, you should purchase a Redpoint Travel Protection program. If you are within the early purchase window of your initial trip deposit date, you will make yourself eligible for the highest level of coverage, including maintaining eligibility for the pre-existing condition waiver and access to all covered reasons for trip cancellation and interruption.

Even if you past the early purchase window, the Redpoint Travel Protection programs are designed to protect against unforeseen events. Any event that occurs before your program purchase would not be covered by your policy. Travel insurance cost is also based on the traveler’s age at time of purchase. By purchasing now, you will secure the most extensive level of trip cost protection for you and your family at the lowest price.

No, not at all. It provides valuable financial protection and peace of mind in case of trip cancellations & interruptions, medical emergencies, lost luggage, and other unforeseen circumstances. Investing in travel insurance ensures that you are covered and prepared for unexpected events during your travels.

Pre-existing Medical Condition Exclusions would likely be applicable to a condition of a traveler, traveling companion or family member who was first diagnosed, had a change in diagnosis or required a change in medication during the 90 day look back period immediately preceding and including the effective date of coverage. Some plans include a Pre-existing Medical Condition Exclusion Waiver when purchasing the plan within a specified time frame immediately following initial trip payment.*

Please be careful when using frequent flyer miles to calculate your trip cost. Travel insurance* typically covers the cash value of non-refundable travel expenses. In other words, money you can’t get back from your airline or other travel provider. Frequent flyer miles are not covered as it’s difficult to determine their cash value.

Please be careful when using frequent flyer miles to calculate your trip cost. Travel insurance* typically covers the cash value of non-refundable travel expenses. In other words, money you can’t get back from your airline or other travel provider. Frequent flyer miles are not covered as it’s difficult to determine their cash value.

Redpoint programs include access to our Travel Services team.  This team includes medical and security experts to assist with medical consultations and referrals, medical evacuation, emergency cash transfers, pre-trip consultation services, and emergency messaging.

No, we do not offer travel insurance* policies on an annual basis. We do provide annual evacuation services under our Ripcord and Cavalry membership programs.

We do not offer a product that provides only trip cancellation coverage. For budget conscious travelers, we suggest reviewing our Harbor travel protection program.

A copy of the travel insurance* policy document can be found on the purchase page of each Redpoint program before you purchase. Policy documents are state specific.

The list of unforeseen events for trip cancellation and interruption coverages can be found in Section IV Coverages of the travel insurance policy. Details regarding the optional “Cancel For Any Reason” upgrade can be also be found in this section. General limitations and exclusions can be found in section VII.

Cancel For Any Reason, or “CFAR”, coverage allows travelers to cancel for reasons not listed as an Unforeseen reason or otherwise excluded. General limitations and exclusions found at the back of the policy are still applicable. Details regarding CFAR coverage can be found in Section IV Coverages of the travel insurance policy document. Please note that “CFAR” is an early purchase benefit and must be purchased within a specified time frame immediately following initial trip payment.

No, the length between the purchase date of your policy and the start date of your trip does not affect the cost to purchase coverage.

Yes, Redpoint’s policies do cover pandemics. However, the specific details regarding coverage for pandemics can be found in our policy document. We encourage you to review the policy for more information on how Redpoint’s addresses pandemics and any relevant terms and conditions. Our aim is to ensure comprehensive coverage and support for our customers during such situations.