Harbor – Redpoint Travel Protection


Harbor provides industry standard travel program for budget-conscious travelers.

About Harbor

Harbor offers robust coverage to the leisure traveler who’s interested in worldwide cultural exploration. With 16 covered reasons for cancellation and/or interruption, you can have peace of mind both before and during your trip. Additional coverage such as baggage loss, trip delay, primary medical expense coverage, and pandemic coverage is included as well, leaving you feeling covered and confident to enjoy your travels.

Harbor fits into your budget so that you don’t have to sacrifice the peace of mind that traveling with Redpoint offers. Set yourself up for a confident travel experience by traveling with Harbor today.

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  • 16 covered reasons for cancellation & interruption

  • Pandemic coverage that includes cancellation, interruption and quarantine

  • Medical evacuation

  • $50,000 of primary medical expense coverage

  • Pre-existing medical condition waiver if purchase conditions are met

  • One stop program with a single contact for emergency services, travel assistance, claims and more
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Harbor Benefits

Benefits Maximum Benefit Per Person
Trip Cancellation* Up to 100% of the insured trip cost
Optional Cancellation For Any Reason (CFAR)** Up to 75% of Trip Cost – Optional for additional cost
Optional Trip Interruption*,*** Up to 75% of Trip Cost – Optional for additional cost
Trip Delay up to $100/day, $500 max
Itinerary Change $250 per person
Single Occupancy Supplement up to 100% of Trip Cost
Missed Connection $1000
Travel Inconvenience $250 per each inconvenience up to a maximum of $750
Baggage & Personal Effects $750, subject to per item maximum of $300
Medical Evacuation & Repatriation of Remains included up to $500,000
Baggage Delay 12 hrs min delay, $200 max
Baggage Delivery $100 per trip
Emergency Accident and Emergency Sickness Medical Expense $50,000 per person
Dental Expense $500 per person
Accidental Death & Dismemberment $25,000

*Up to the lesser of the Trip Cost paid or the limit of coverage on Your confirmation of coverage
**You must insure the total cost of all prepaid non-refundable Travel Arrangements that are subject to Cancellation Penalties
***$1000 Return air ticket cost only if $0 Trip Cost displayed for Trip Cancellation

Partner With Us

Travel agents, become a partner to take advantage of our extensive partner benefits and innovative partner tools.

Travel Insurance Coverage:
This summary is only a brief description of the coverage(s) available under policy series IPRED_PC_02/2021. This summary does not replace or change any part of your policy. The policy will contain reductions, limitations, exclusions, and termination provisions. Please read the policy carefully to fully understand the coverages, terms, conditions, limits and exclusions. If there is a conflict between this summary and the policy, the policy will control. This policy provides insurance coverage that only applies during a covered trip. You may have coverage from other sources that provides you with similar benefits. You may wish to compare the terms of this policy with your existing life, health and homeowners’ policies. Please contact +1 415 481 0600 if you have any questions. Insurance underwritten by State National Insurance Company Inc., a Texas domiciled corporation (NAIC Company Code: 12831; TX license number 6026) with its principal place of business at 1900 L Don Dodson Drive, Bedford, TX 76021. Not all plans or coverages are available in every state. It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits.


Travel Assistance Coverage:
Redpoint Resolutions LLC provides travel assistance and non-insurance services. Travel assistance and non-insurance services are not insurance. An evacuation, travel assistance and non-insurance service program may be purchased individually without travel insurance through a membership program. By selecting the “Evacuation only, no travel insurance” coverage option, you will be purchasing a Redpoint Resolutions evacuation, travel assistance and non-insurance service program membership.


UnivOps Insurance Services LLC is the licensed insurance agent.