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Harbor provides industry standard travel program for budget-conscious travelers.

About Harbor

Harbor covers medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically.

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  • Medical evacuation to the nearest suitable hospital as directed by a physician if medically required

  • Travel insurance coverages such as primary medical expense coverage, trip cancellation/interruption, baggage loss, emergency dental, and more

  • Completely integrated one-stop program with a single contact for emergency services to travel assistance and insurance claims

  • Travel assistance services for medical requests, prescription replacement, emergency cash advance and more

  • 24/7 access to paramedics, nurses and military veterans
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Harbor Benefits

Evacuation & Assistance Maximum Coverage
Travel Assistance Included
Aggregate Evacuation Limit $500,000
Medical Evacuation Limit $500,000
Mortal Remains Transport Limit $15,000

Travel Insurance Maximum Coverage
Trip Cancellation Up to 100% of Trip Cost
Trip Interruption 150% of Trip Cost Limit
Trip Cancellation For Any Reason (CFAR) Up to 75% of Trip Cost – Optional for additional cost
Airline Ticket Change Fee $250
Single Occupancy Supplement Included
Missed Connection $1,000
Trip Delay Min of 3 hours delay $200 per day; Max $1,000
Baggage Delay Min of 12 hours delay; Daily Limit $100; Max Benefit $500
Baggage & Personal Effects $2,500 Per Article: $250,
Combined Max Limit For Described Property: $250
Accidental Death & Dismemberment Principal Sum: $25,000
Accidental Death & Dismemberment – Air Only Principal Sum: $100,000
Emergency Accident and Emergency Sickness Medical Expense $100,000
Pre-Existing Conditions Waiver Applies when conditions are met

Harbor Coverage

Comprehensive Travel Insurance
Medical evacuation to the nearest suitable hospital as directed by a physician if medically required
Primary Medical expense, emergency dental coverage, baggage loss and more (no trip cancellation/interruption)
Trip Cancellation and Interruption

Partner With Us

Travel agents, become a partner to take advantage of our extensive partner benefits and innovative partner tools.

This summary is only a brief description of the coverage(s) available under policy series PC_AHR_RCH (01/2018). This summary does not replace or change any part of your policy. The policy will contain reductions, limitations, exclusions, and termination provisions. Please read the policy carefully to fully understand the coverages, terms, conditions, limits and exclusions. If there is a conflict between this summary and the policy, the policy will control. This policy provides insurance coverage that only applies during a covered trip. You may have coverage from other sources that provides you with similar benefits. You may wish to compare the terms of this policy with your existing life, health and homeowners’ policies. Please contact +1 415 481 0600 if you have any questions. Insurance underwritten by State National Inc., a Texas domiciled corporation (NAIC Company Code: 12831; TX license number 6026) with its principal place of business at 1900 L Don Dodson Drive, Bedford, TX 76021. Not all plans or coverages are available in every state.

Redpoint Resolutions LLC provides evacuation, travel assistance and non-insurance services. Evacuation, travel assistance and non-insurance services are not insurance and are provided through a membership program. An evacuation, travel assistance and non-insurance service program may be purchased individually without travel insurance. By selecting the “Evacuation only, no travel insurance” coverage option, you will be purchasing a Redpoint Resolutions evacuation, travel assistance and non-insurance service program membership.

UnivOps Insurance Services LLC is the licensed insurance agent