Redpoint Destinations

Denmark

Denmark Travel Insurance

Why Travel Insurance is Essential for Denmark

Denmark's cool Scandinavian charm makes it a great destination for travelers who want to explore one of the happiest countries in the world. From its cozy "hygge" culture and fairy tale castles, to its surprising amount of adventure travel dotted across its 444 islands, Denmark is a small nation that has a lot to offer — and don't forget the distinctive urban cool of Copenhagen.

Though it is a very safe and welcoming country, you will still want to get travel insurance when you visit Denmark. Healthcare is offered at a very high standard, but it is not free for all visitors, and of course, problems like trip delay, cancellation, or baggage loss can happen on any trip. Read on to find out more about Denmark travel and how to plan your trip.

Health & Safety in Denmark

Medical Care and Hospitals

Denmark’s healthcare system is publicly funded and is considered one of the best in the world in terms of quality. It is free for residents and even some visitors, but visitors from the U.S. (who do not have a European Health Insurance Card) usually have to pay for services.

That’s why you need to buy travel medical insurance. You will typically be billed for any treatment you need after you receive care, but routine doctor visits, hospitalization, and ambulance services can be very expensive without insurance. Denmark travel medical insurance will reimburse any costs you may incur. It’s also wise to have emergency medical evacuation cover, in case you have an emergency that can’t be treated locally, and to carry proof of your insurance coverage as well as any emergency contact numbers.

Health Risks and Vaccinations

There are no infectious disease concerns for international tourists in Denmark, and no vaccinations are required to enter the country. For travel tips and the most up-to-date information on Denmark’s health and safety, you should always consult the U.S. Department of State’s travel advisory and the CDC’s health recommendations for U.S. travelers to Denmark, just in case. It’s also wise to carry a basic medical kit with common over-the-counter medication, as well as spare prescription medication or copies of your prescriptions.

In terms of safety guidelines, it’s important to be adequately prepared for cold and severe weather if you’re traveling to Denmark in the winter months. In addition, cycling is very popular and widespread in Danish culture. So tourists in urban areas should be aware of cycling etiquette as both a pedestrian and if you decide to cycle.

Insurance Benefits and Coverage for a Trip to Denmark

What Does Denmark Travel Insurance Cover?

When considering travel insurance for Denmark, you will want to make sure your policy covers all the areas below so that you’ll be prepared, no matter what happens during your trip.

Trip cancellation and trip interruption insurance:

Trip cancellation insurance reimburses your non-refundable trip expenses if your trip to Denmark is canceled or cut short due to a covered reason, like illness, severe weather, family emergencies, or certain government advisories.

Travel medical insurance:

Travel health insurance covers unexpected medical expenses incurred for any injuries or illnesses that happen during your trip. Danish healthcare facilities are very high quality, but they do not offer free services to all travelers, which is why travel medical insurance is essential. Keep in mind that your health insurance from home will not be accepted, and if you have pre-existing medical conditions, you’ll also want to apply for a waiver when you purchase your policy.

Emergency medical evacuation insurance:

Emergency evacuation coverage reimburses you for transportation to the nearest medical facility or back to the U.S. in extreme or emergency situations. If you’re doing any adventurous travel, such as kayaking, mountain biking, or exploring Denmark’s more remote islands, then emergency evacuation coverage is particularly important to have. It will also cover repatriation in the event of a traveler’s death. You should look for a policy with at least $50,000 in emergency medical and $100,000 in evacuation coverage.

Baggage and personal belongings insurance:

Baggage coverage is a benefit that covers loss, theft, or damage to your belongings should they go missing during your trip to Denmark.

Trip delay insurance:

Trip delay insurance compensates for additional expenses if your travel is delayed before it starts or during any connections or transfers.

Optional add-ons:

There are several additional policy benefits you can add to your travel insurance depending on the nature of your trip. These include cancel for any reason (CFAR) coverage, if you think you may need to cancel for a reason not covered by the typical cancellation policy; extra protection for specialist or expensive gear; adventure sports travel insurance if you plan to do any extreme or dangerous activities; and car rental protection.

Choosing the Right Plan

Ripcord has a variety of plans suited for different trips to Denmark. For adventure travelers who want to explore Denmark’s forests, hundreds of islands, and stunning national parks, Ripcord is an extensive plan with high coverage limits and enhanced coverage, such as emergency evacuation and repatriation, perfect for trips to remote or rural destinations. Cavalry is suited for urban travelers who are seeking luxury and cultural experiences, while broadly sticking to major cities and established destinations such as Copenhagen. Meanwhile, Harbor offers robust coverage to the budget-minded leisure traveler who may be backpacking through Scandinavia. You can compare all of Redpoint’s comprehensive plans and figure out which one might be right for your trip here.

Entry Requirements & Practical Information

Entry and Visa Requirements

U.S. citizens traveling to Denmark need a passport that is valid for 90 days after their intended departure date. If you are traveling through other European countries in the Schengen Zone in addition to Denmark, the U.S. State Department advises that it’s best if your passport has six months’ validity. No visa is required for U.S. citizens entering the Schengen Zone (of which Denmark is a member) if your trip is under 90 days. Be sure your passport has sufficient space for both entry and exit stamps.

What To Do in an Emergency

If you have an emergency in Denmark and require assistance, emergency services can be contacted by dialing 112. In addition, Redpoint offers 24/7 support on its helpline to travelers who have an emergency or need assistance. If you are having trouble locating help locally, Redpoint’s associates can help connect you to the help you need on the ground.

The U.S. Embassy is located in Copenhagen, with a consulate office in Nuuk. Officials there can help you with passport issues, emergency assistance, and legal issues.

Dag Hammarskjölds Allé 24
2100 København Ø

Phone: (+45) 33 41 71 00

Popular Activities and Adventure Travel in Denmark

Denmark offers a mix of outdoor adventure and rich cultural experiences for U.S. travelers. Dive into to Danish cycling culture on Copenhagen’s bike-friendly streets or along scenic coastal routes. Enjoy amazing hiking trails in Mols Bjerge National Park or the cliffs of Møns Klint. Explore Viking history and royal castles on cultural tours in Roskilde and Helsingør. And in winter, enjoy cozy markets and light festivals, with cross-country skiing available in snowy regions like Bornholm. Just don’t forget to make sure that your travel insurance policy will cover any extreme or adventure travel activities you plan to do.

FAQs for Denmark Travel Insurance

Neptune Fountain in Frederiksborg Castle Hillerod, Denmark.

Is travel insurance mandatory for Denmark?

Travel insurance is not mandatory to enter Denmark, but it is always a risk to embark on overseas travel without adequate coverage. Should anything go wrong during the course of your trip, such as a medical emergency or a disrupted itinerary, your out-of-pocket costs can easily exceed the price of a travel insurance policy. Denmark is an expensive country, even for basic expenses, so unexpected costs can quickly add up.

What does Denmark travel insurance cover?

A comprehensive Denmark travel insurance policy should include medical care and emergency medical coverage (at least $100,000 to cover medical emergencies and unexpected costs), emergency medical evacuation, trip cancellation and trip interruption coverage, and baggage loss protection. You should also look for a policy with 24/7 assistance services, which all of Redpoint's policies offer.

How much does travel insurance cost for Denmark?

Your travel insurance policy will be priced based on a range of factors, including trip length, cost, age, and activities. Most of Redpoint's insurance plans range from 6% to 15% of total trip costs. For a more expensive destination like Denmark, costs can trend slightly higher.

What happens if a tourist gets sick in Denmark?

Denmark has a high-quality healthcare system with world-class physicians and equipment, and most medical professionals will speak English. So if you get sick there, you shouldn't struggle to access the care you need. However, treatment in hospitals and clinics is not free for visitors from the U.S., which is why it's so important to have travel medical insurance to recoup the cost of any emergency medical expenses.

Is healthcare free in Denmark for foreigners?

Denmark has a free, publicly funded healthcare system, but not all foreigners and visitors to the country are entitled to receive free care. In fact, medical costs can be high, especially in private clinics or hospitals that serve international patients.

Does travel insurance cover trip cancellations due to government advisories?

Some travel insurance plans offer coverage for cancellations due to government-issued travel advisories, but this depends on the timing and nature of the advisory, as well as when you purchase your policy. If you're worried about political conditions or you suspect you may need to cancel your trip, it's wise to add-on cancel for any reason (CFAR) coverage for added flexibility.

Can I get coverage for pre-existing conditions?

This will vary from policy to policy and by insurance company. Redpoint allows you to apply for a waiver for any pre-existing medical conditions if you purchase your insurance policy within 15 days after making your initial trip deposit.

Can I buy travel insurance after arriving in Denmark?

Typically, you need to purchase travel insurance prior to departure for your trip, and ideally, as soon as possible after booking your trip. Some providers may issue policies once you're already in the country, but those policies may be costlier and have more exclusions.

Protect Your Trip With Redpoint Travel Insurance

Protecting yourself on your trip to Denmark requires comprehensive travel insurance, and Redpoint Travel Protection has a global reputation for providing high-quality policies to fit every traveler. It also offers 24/7 support to give travelers peace of mind and help them enjoy their trips. Explore Redpoint’s policies here.

Village of Saksun located on the island of Streymoy, Faroe Islands, Denmark.