Ripcord
Our most comprehensive travel program, with evacuation, rescue, and premium coverages.
About Ripcord
Ripcord is your ultimate adventure travel policy. With our enhanced coverage, you can travel confidently, knowing that we’ve got you covered in everything from the routine to extreme.
With robust coverage for trip interruption and cancellation for everything from sickness, injury, pandemics, business reasons, and hunting & fishing restrictions, Ripcord has you covered.
Ripcord includes critical on-trip services for the adventure traveler: medical evacuation from point of injury and illness to home hospital of choice, search and rescue, natural disaster, political and security extraction. Start your adventure confidently with Ripcord today.
Features
- 32 covered reasons for trip cancellation & interruption, including business reasons, hunting & fishing restrictions, and pets
- Pandemic coverage that includes cancellation, interruption, and quarantine
- Medical evacuation and rescue from the point of emergency to your home hospital of choice
- $100,000 of primary medical expense coverage
- Pre-existing medical condition waiver if purchase conditions are met
- Political, security and natural disaster evacuation for unexpected natural disasters, terrorism, civil war, and other dangerous & chaotic events
- Search and rescue
- Travel inconvenience benefits
* Benefits described are related to travel insurance underwritten by State National Insurance Company Inc.
What our clients are saying
Ripcord Benefits
| Benefits | Maximum Benefit Per Person |
|---|---|
| Trip Cancellation* | Up to 100% of the insured trip cost |
| Cancellation For Any Reason (CFAR)** | Up to 75% of Trip Cost – Optional for additional cost |
| Trip Interruption*,*** | 150% of the Trip Cost limit |
| Trip Delay | up to $200/day, $1,000 max |
| Itinerary Change | $250 per person |
| Single Occupancy Supplement | up to 100% of Trip Cost |
| Missed Connection | $1000 |
| Travel Inconvenience | $250 per each inconvenience up to a maximum of $750 |
| Pet Return | Up to $1000 |
| Baggage & Personal Effects | $2,500, subject to per item maximum of $300 |
| Medical Evacuation & Repatriation of Remains | included up to $1,000,000 |
| Political, Security or Natural Disaster Evacuation | $125,000 |
| Search & Rescue | $25,000 |
| Baggage Delay | 12 hrs min delay, $600 max |
| Baggage Delivery | $100 per trip |
| Emergency Accident and Emergency Sickness Medical Expense | $100,000 per person |
| Dental Expense | $750 per person |
| Accidental Death & Dismemberment | $25,000 |
*Up to the lesser of the Trip Cost paid or the limit of coverage on Your confirmation of coverage
**You must insure the total cost of all prepaid non-refundable Travel Arrangements that are subject to Cancellation Penalties
***$1000 Return air ticket cost only if $0 Trip Cost displayed for Trip Cancellation
Partner With Us
Travel agents, become a partner to take advantage of our extensive partner benefits and innovative partner tools.
Travel Insurance Coverage:
This summary is only a brief description of the coverage(s) available under policy series IPRED_PC_02/2021. This summary does not replace or change any part of your policy. The policy will contain reductions, limitations, exclusions, and termination provisions. Please read the policy carefully to fully understand the coverages, terms, conditions, limits and exclusions. If there is a conflict between this summary and the policy, the policy will control. This policy provides insurance coverage that only applies during a covered trip. You may have coverage from other sources that provides you with similar benefits. You may wish to compare the terms of this policy with your existing life, health and homeowners’ policies. Please contact +1 415 481 0600 if you have any questions. Insurance underwritten by State National Insurance Company Inc., a Texas domiciled corporation (NAIC Company Code: 12831; TX license number 6026) with its principal place of business at 1900 L Don Dodson Drive, Bedford, TX 76021. Not all plans or coverages are available in every state. It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits.
Travel Assistance Coverage:
Redpoint Resolutions LLC provides travel assistance and non-insurance services. Travel assistance and non-insurance services are not insurance. An evacuation, travel assistance and non-insurance service program may be purchased individually without travel insurance through a membership program. By selecting the “Evacuation only, no travel insurance” coverage option, you will be purchasing a Redpoint Resolutions evacuation, travel assistance and non-insurance service program membership.
UnivOps Insurance Services LLC is the licensed insurance agent.