Redpoint Destinations

France

Essential Travel Insurance for France

The Complete Guide

Rendezvous in France With Redpoint

France is a destination that many travelers come back to again and again. From its unique culture and appreciation of beauty and pleasure to its Michelin-starred restaurants and much-lauded wine culture, it offers distinctive experiences for new arrivals and repeat visitors alike.

Whether you're visiting the famed capital of Paris, lounging in the French Riviera, or traveling even further afield for outdoor adventure, you should strongly consider travel insurance. France is a very safe and popular destination, but that doesn't mean things can't go wrong. Just think of travel insurance as a way to put your mind further at ease while you enjoy your trip, and revel worry-free in the pleasure the country is known for.

Health & Safety in France

France is one of the most-visited countries in Europe, and the vast majority of trips are without incident.

Like many European metropolises, there’s a moderate amount of petty crime and theft in the French capital and other major cities, like Marseille. Travelers should remain vigilant and take standard precautions in and around touristy sites, like the Eiffel Tower, including keeping belongings close and avoiding deserted areas at night.

France has a strong tradition of protest and public demonstrations, so travelers should be aware that they may run into such action in French cities. For the most part, these demonstrations are nonviolent.

There are no infectious disease concerns for international tourists in France, and no vaccinations are required to enter France.

For travel tips and the most up-to-date information on French health and safety, you should always consult the U.S. Department of State’s travel advisory for France and the CDC’s health recommendations for U.S. travelers before your trip abroad, just in case.

Beyond its sophisticated urban life, France also boasts beautiful coastlines, picturesque countryside, and stunning mountainous areas. If your travel plans include any adventure travel, like climbing the popular Mont Blanc, make sure you follow all local guidance and are adequately prepared with equipment and hydration.

Floods, heavy storms, wildfires, and heatwaves do occur in France, so pay attention to local reports and don’t make any dangerous moves if weather conditions aren’t safe.

And before you book a rental car and start driving in France, make sure you’re adequately insured and familiarize yourself with the rules of the road.

Insurance Benefits & Coverage for a Trip to France

The components of any good travel insurance policy are the same, and France travel insurance is no different.

Before you buy travel insurance, make sure your preferred plan includes each type of coverage below, so you’re covered no matter what happens during your trip to France.

Trip cancellation and trip interruption insurance: Trip cancellation insurance reimburses your non-refundable trip expenses if your trip to France is canceled or cut short due to a covered reason, like illness, severe weather, or family emergencies. For extra trip cancellation coverage, cancel for any reason (CFAR) insurance is usually available as an add-on.
Travel medical insurance: A good travel medical insurance policy covers emergency medical expenses for injuries or illnesses incurred during your trip. The country known as “L’hexagone” has excellent healthcare, but you’ll have to pay out of pocket to receive treatment, so France travel medical insurance is a must. Remember, your health insurance from home will not be accepted. If you have pre-existing medical conditions, consider applying for a waiver when you purchase travel insurance.
Emergency medical evacuation insurance: Emergency evacuation coverage reimburses you for transportation to the nearest French medical facility or back to the U.S. in extreme or emergency situations.
Baggage and personal belongings insurance: This covers loss, theft, or damage to your belongings should they go missing during your trip.
Trip delay insurance: Travel delay benefits compensate you for additional expenses incurred if your trip is delayed before it starts, or during any connections or transfers. France frequently has transit and union strikes, so your travel could be delayed due to this.

Not all trips to France are alike. If you’re planning on sightseeing and wine-sipping in Paris, then Redpoint’s Cavalry policy might be right for you.

However, if your aim is to trek the French Alps, you may need a more extensive policy, such as Ripcord. And if you’re sticking to the streets of Paris, you maybe better served with Redpoint’s third policy, Harbor, which offers robust coverage for the budget-minded leisure traveler.

You can buy travel insurance for a single trip to France, or purchase an annual policy for multiple visits. Check out our purchase page for France travel insurance requirements and get a quote today.

FAQs for France Travel Insurance

Is travel insurance mandatory for France?

Travel insurance is not required to visit France if you are an American tourist staying for less than 90 days. However, it's a risk to travel anywhere without appropriate travel insurance, even if it's not required. And if you're applying for a Schengen Area visa for a longer stay, then you will need to provide proof of travel insurance.

How much is travel insurance for France?

Most of Redpoint's travel insurance plans for France range from 6% to 15% of the total trip costs.

What should your travel insurance cover for a trip to France?

A comprehensive travel insurance policy for France should include adequate medical coverage (at least $100,000) for unexpected medical expenses, emergency medical evacuation, trip cancellation and trip interruption coverage, and baggage loss protection. You should also look for a policy with round-the-clock assistance services, which all of Redpoint's policies offer.

Are there any COVID-19 restrictions for travelers to France?

As of now, France has lifted most COVID-19 restrictions. Travelers no longer need to show proof of vaccination or a negative PCR test. However, if you're concerned about a coronavirus infection affecting your trip, consider taking out CFAR coverage as part of your travel insurance policy.

What happens if a tourist gets sick in France?

France has a well-developed healthcare system, and both public hospitals and private clinics are available, so tourists shouldn't have any issues accessing high quality care in medical emergencies. Of course, without travel insurance you'll have to pay out of pocket for any medical expenses, and healthcare costs can be high for non-residents.

In case of an emergency in France, dial 15 for medical assistance. You can also reach Redpoint's 24/7 assistance helpline at +1-415-481-0610.

Are the hospitals good in France?

Yes, hospitals in France are known for their high quality and advanced medical technology. However, tourists may encounter a language barrier in certain settings. If you need help finding or accessing care, you can contact Redpoint's 24/7 emergency assistance helpline.

What documentation is needed to visit France?

Fortunately. U.S. citizens visiting France only need a valid passport. The U.S. State Department recommends travelers ensure their passports have six months' validity.

A Schengen visa is not required for Americans entering the zone for tourism or business purposes if they are staying less than 90 days. Starting in 2025, however, travelers may need to obtain an ETIAS (European Travel Information and Authorization System) before entering.

Is France safe to visit?

Yes, France is generally considered safe for tourists. Like any major destination, there are occasional reports of petty crime, and Paris has been the target of terrorism in recent years. But overall, visitors can expect a safe destination if they follow common-sense precautions.

Is France safe for female travelers?

France is safe for female travelers, and solo female travel is common. Exercise normal safety precautions, such as avoiding walking alone late at night in unfamiliar areas. It's always wise to let someone know where you are staying as well.

How do I contact the U.S. Embassy in France?

The U.S. Embassy in Paris is available to help American visitors with emergencies, legal issues, or passport replacement. You can also reference the embassy's website for more information or to schedule non-emergency services. To visit in person or reach the embassy by phone, use the following contact information:

2 avenue Gabriel, 75008 Paris

Tel: +33-1-43-12-22-22

Protect Your Trip With Redpoint Travel Insurance

Redpoint is known for its comprehensive and affordable policies, which can suit any type of adventure, from a Parisian weekend getaway or a winery tour of the Loire Valley. Explore our Ripcord, Cavalry, and Harborpolicy options, and get a quote that meets your travel needs today.