Premier Plan
Redpoint’s Premier Plan offers adventure-ready protection for the trips that take you farther.
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About Redpoint’s Premier Plan
Redpoint’s Premier Plan is designed for travelers who go farther, take on more, and want protection that can keep up. With 24/7 access to experienced medical and security professionals, Ripcord combines emergency rescue and evacuation services with optional travel insurance coverage for your trip.
If you’re injured, become ill, or face a dangerous situation while traveling 100 miles or more from home, our team is there to help get you to safety and, when necessary, get you home.
For added protection, insure your trip with coverage for trip cancellation and interruption, primary medical expenses, sporting goods, and more.
Redpoint's Premier Plan Benefits
| Benefits | Maximum Benefit Per Person |
|---|---|
Up to 100% of the Insured trip cost |
|
Up to 75% of Trip Cost – Optional for additional cost |
|
150% of the Trip Cost limit |
|
Up to $200/day, $1,000 max |
|
$250 per person |
|
Up to 100% of Trip Cost |
|
$1,000 |
|
$250/each inconvenience, up to $750 max |
|
Up to $1,000 |
|
$2,500, per item max of $300 |
|
Up to $1,000,000 |
|
$125,000 |
|
$25,000 |
|
12 hrs min delay, $600 max |
|
$100/trip |
|
$100,000 per person |
|
$750 per person |
|
$25,000 |
*Up to the lesser of the Trip Cost paid or the limit of coverage on Your confirmation of coverage
**$1000 Return air ticket cost only if $0 Trip Cost displayed for Trip Cancellation
**$1000 Return air ticket cost only if $0 Trip Cost displayed for Trip Cancellation
Redpoint's Premier Plan – Frequently Asked Questions
How does Redpoint's search and rescue coverage work, and what are the limitations?
Travelers can contact Redpoint's elite evacuation team by mobile phone, satellite phone or messaging device, email, or other means to request a remote rescue. Redpoint has rescued travelers from remote corners of the world including polar regions, remote African savannahs, deep jungles of South America, mountain peaks in Asia and everywhere in between.
Can I customize the coverage limits for specific benefits, such as medical evacuation or trip cancellation?
Travelers can select different plans when purchasing but specific customization of benefits is not an option.
Does the policy cover extreme sports or high-risk activities like mountaineering, skydiving, or scuba diving?
The policy covers many adventure activities. The policy excludes coverage for certain high-risk activities. Excluded activities include BASE jumping, bull riding, bungee jumping, cliff diving, and scuba diving beyond 131 feet (40 meters), among others.
What makes Repdoint unique compared to standard travel insurance?
Ripcord Travel Protection' Premier plan stands out with its adventure-focused coverage, which includes benefits such as emergency medical evacuation, political and natural disaster evacuation, and comprehensive search and rescue services. Unlike standard travel insurance, Redpoint's benefits are explicitly tailored for high-risk activities, providing support for thrill-seekers and extreme sports enthusiasts who need more than conventional coverage.
How does Redpoint's coverage benefit adventure travelers and extreme sports enthusiasts?
Redpoint is tailored for adventure travelers by offering benefits like search and rescue, medical evacuation to the insured’s home hospital, and political or security evacuation. These coverages provide critical support for travelers engaging in remote or challenging activities.
Can Redpoint assist with both medical emergencies and non-medical evacuations?
Yes, Redpoint covers both medical emergencies and non-medical evacuations. Medical evacuation is provided if the insured suffers a life-threatening injury or illness requiring transportation to the nearest appropriate medical facility. Non-medical evacuation, or political/security evacuation, is available if the insured faces imminent physical danger due to civil or political unrest or a natural disaster.
What types of trip cancellation reasons does Redpoint cover?
Ripcord offers 32 covered reasons for trip cancellation and interruption, encompassing a wide range of unforeseen events. These include injury, illness, or death of the insured or a family member, mandatory evacuation orders, terrorist incidents, quarantine, and even the loss of accommodations due to natural disasters.
How does Redpoint's claims process work, and what support does Redpoint offer during an emergency?
Redpoint's claims process requires the insured to provide itemized receipts and documentation from service providers and submit a claim through our online claims portal. Redpoint, as the designated Travel Assistance Services Provider, offers 24/7 support for emergencies, including pre-authorizing and arranging services like medical evacuation, search and rescue, and repatriation.
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