Vietnam - Redpoint Travel Protection
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Ha Long Bay in Vietnam

Vietnam

Vietnam Travel Insurance: What You Need to Know Before You Go

Protect Your Vietnam Adventure with the best trip insurance from Redpoint

Vietnam is nothing short of an epic adventure travel destination. The country's varied geography features everything from mountains, forests, and river deltas to a long coastline dotted with caves. Plus, it offers dynamic and historic cities, like Ho Chi Minh City and Hanoi, which boast some of southeast Asia's most delicious and fresh street food.

Whether it's exploring caves, scuba diving, taking a river cruise, or traveling by motorbike, all adventures come with some risks. That's why you'll definitely want to take out travel insurance before you embark on your trip to Vietnam.

In addition to covering you for minor disruptions, like flight or baggage delay, travel insurance provides coverage for emergency medical expenses and emergency evacuation — both situations that can arise when you are traveling off the beaten track.

Rice fields on terraced of Mu Cang Chai, YenBai, Vietnam

Health & Safety in Vietnam

Vietnam is considered a low-risk destination and has low levels of violent crime. However, as usual for any tourist-heavy destination, petty crime, such as pickpocketing and bag snatching, do happen in crowded, heavily-trafficked areas. In addition, some tourists find that being overcharged for taxis and being met with exorbitant fees at currency exchanges are common scams.

For travel tips and the most up-to-date information on Vietnam health and safety, always consult the U.S. Department of State’s country information page while planning your trip. U.S. travelers should also register for the Smart Traveler Enrollment Program (STEP) before departure, which will allow the State Department to reach out in case of emergencies, and to deliver timely updates on health, weather, safety, and security in your destination.

U.S. travelers heading to Vietnam should ensure they’re up-to-date on routine vaccinations, including measles, mumps, and rubella (MMR), as well as tetanus and hepatitis A. The U.S. Centers for Disease Control and Prevention (CDC) also recommends vaccines for typhoid, hepatitis B, and Japanese encephalitis, depending on the length and location of the stay.

Mosquito-borne diseases, such as dengue fever and malaria, are concerns, particularly in rural and forested areas. Use insect repellent, wear long sleeves, and consider antimalarial medication for high-risk regions.

Rabies is also present in Vietnam, so travelers should avoid contact with stray animals, particularly dogs and monkeys. Pay attention to all posted advisories and local guidance about dealing with wildlife or traversing rural areas.

Vietnam’s natural and diverse landscapes are stunning and make the country a huge hit with adventure travelers. However, there are some risks. Venomous snakes, including cobras, are found in rural and jungle areas, so hikers should wear protective clothing and be cautious. Leeches are common in wet, forested regions, particularly after rain.

As for natural disasters, Vietnam experiences typhoons from June to November, which can lead to flooding and travel disruptions. Landslides can occur in mountainous regions, especially after heavy rainfall. Avoid traveling by motorbike after extreme weather events, as roads can become impassable and dangerous in rural areas. Travelers should monitor weather forecasts, follow local advisories, and plan accordingly if visiting during the rainy season.

Traffic in Vietnam is chaotic, especially in cities, and motorbikes dominate the roads with little adherence to traffic laws. It can take visiting pedestrians several days to feel comfortable crossing the road, as vehicles and motorbikes rarely stop for traffic and there are few organized crossings.

Public transportation, such as buses and trains, is generally a safe option, but tourists should be cautious when using motorbike taxis. For the safest option, use ride-hailing apps like Grab instead of unlicensed taxis.

Insurance Benefits & Coverage for a Trip to Vietnam

The components of any good travel insurance policy are the same. Before you settle on a plan, carefully read over the policy wording and the full details of your coverage benefits to make sure everything listed below is included. That way, you’ll be able to travel with confidence — no matter what comes your way in Vietnam.

Trip cancellation and trip interruption insurance:

Trip cancellation insurance reimburses your non-refundable travel costs if your trip to Vietnam is canceled or cut short due to unexpected events, like illness, severe weather, or family emergencies. For extra trip cancellation coverage, cancel for any reason (CFAR) insurance is usually available as an add-on.

Travel medical insurance:

This covers emergency medical expenses for injuries or illnesses incurred during your trip. Remember, your health insurance from home will not be accepted for healthcare in Vietnam, and clinics and hospitals there usually charge up front for medical treatment. Emergency medical benefits offer financial protection, often helping to reimburse or even cover these costs outright. If you have a pre-existing medical condition, consider tacking on a waiver to your coverage.

Emergency medical evacuation insurance:

Emergency evacuation coverage can help cover you for transportation to the nearest medical facility or back to your home country in extreme or emergency situations. If you are doing any extreme or adventure travel in Vietnam, such as caving, scuba diving, or waterfall chasing, this is important coverage to have as part of your policy, as these activities may take place away from large medical centers.

Baggage and personal belongings insurance:

This benefit covers lost luggage and theft and damage to your personal effects, should anything happen to them during your trip.

Trip delay insurance:

Travel delay benefits can compensate you for additional expenses incurred if your planned trip is delayed before it starts, or during any connections or transfers. If you’re visiting multiple areas of Vietnam, you may experience travel delays between destinations, which makes this insurance important to have.

Redpoint has a selection of travel insurance plans that offer crucial coverage for any type of trip to Vietnam, no matter your activity level or travel needs.

For adventure travelers looking to explore by motorbike, cruise the Mekong Delta, or discover the country’s many caves and waterfalls, Ripcord is an extensive travel plan with high coverage limits and enhanced coverage.

Redpoint’s other policies provide comprehensive and tailored trip protection for a wide range of situations too, from travel delays to trip interruptions to unexpected medical fees.

If you’re sticking to deep dives into the amazing culture and food of Hanoi, Ho Chi Minh City, or Da Nang, Cavalry is particularly suited for urban travel and luxury experiences, while Harbor offers robust coverage for the budget-minded leisure traveler.

You can buy travel insurance for a single trip to Vietnam, or purchase an annual policy for multiple trips. Check out our plan options and get a quote today.

FAQs for Vietnam Travel Insurance

Aerial cityscape of Saigon

1. Is travel insurance mandatory for Vietnam?

No, travel insurance is not required to visit Vietnam. It is highly recommended, however, since tourists are normally required to pay for medical expenses up front in Vietnam's clinics and hospitals.

If you need to seek medical attention, travel insurance can help prevent large out-of-pocket charges, as well as recoup you for other travel expenses that might be incurred.

2. How much is travel insurance for Vietnam?

The cost of Vietnam travel insurance varies based on multiple factors, including the length and nature of your trip, your age, and the total trip cost. As a general guide, most of Redpoint's plans for travel insurance to Vietnam range from 6% to 15% of the total trip cost.

3. What should your travel insurance cover for a trip to Vietnam?

Comprehensive travel insurance for Vietnam should cover a range of travel-related expenses, including adequate medical coverage (at least $100,000 to cover unexpected medical costs) and evacuation in case of medical emergencies, as well as trip cancellation and interruption coverage and baggage loss protection.

Check your policy details to make sure it also includes 24/7 assistance services, which all of Redpoint's policies offer.

4. Are there any COVID-19 restrictions for travelers to Vietnam?

As of now, there are no COVID-19-related entry requirements or travel restrictions for visitors to Vietnam. However, if you're worried about a coronavirus infection upsetting your travel plans, it may be a good idea to add cancel for any reason (CFAR) coverage to your travel insurance policy.

5. Are the hospitals good in Vietnam?

Vietnam has a mix of public and private hospitals. Public hospitals can be overcrowded and may have limited English-speaking staff, while private hospitals and international clinics in major cities, like Hanoi and Ho Chi Minh City, offer higher-quality care with English-speaking doctors.

6. What happens if a tourist gets sick in Vietnam?

As a traveler, if you get sick in Vietnam and need medical attention, you should visit a private hospital or clinic when possible — they generally provide higher-quality care than public hospitals and have English-speaking clinicians.

Whether you go public or private, you'll want travel insurance cover to help with hospital fees, doctor visits, and medications. In serious cases, medical evacuation may be necessary, and that can be very expensive without insurance.

If you need emergency assistance in Vietnam, dial 115. Redpoint can also be reached round-the-clock at +1-415-481-0610.

7. What documentation is needed to visit Vietnam?

U.S. citizens visiting Vietnam must have a passport with six months of validity and one empty page.

You'll also need to obtain a tourist visa prior to arrival. Vietnam offers a convenient e-visa program that you can apply for online, so you won't have to visit a Vietnamese embassy before you leave.

8. Is Vietnam safe to visit?

Vietnam is generally a safe country to visit, although as a developing nation, there are poorer areas where you should avoid flashing valuables or drawing attention to yourself. Other common sense guidance, such as avoiding unpopulated areas at night and keeping a low profile in crowded areas, apply as well.

Regardless, you should always check the State Department’s country information page for any breaking news on health and safety in the build-up to your trip to Vietnam.

9. Is Vietnam safe for female travelers?

Yes, Vietnam is considered safe for female travelers, and many solo travelers enjoy their trips without any incidents. Harassment is rare, and violent crime against tourists is uncommon.

However, it's always best to take precautions, such as avoiding deserted areas at night, dressing modestly in rural regions, and being cautious when accepting invitations from strangers.

10. How do I contact the U.S. Embassy in Vietnam?

The U.S. Embassy in Vietnam is located in Hanoi, with a consulate in Ho Chi Minh City. You can seek emergency assistance with legal matters or passport-related issues at either location. The contact information is below:

7 Lang Ha Street

Hanoi

Tel: +84-24-3850-5000

Redpoint Travel Protection Is Here to Help

Redpoint is known for comprehensive and easy-to-understand policies to suit any trip, from cultural adventures in Vietnam’s major cities to exploring its natural wonders, so you can travel with confidence. Take a detailed look at our travel insurance plans — Ripcord, Cavalry, and Harbor — and get a quote for your next trip today.