Premier Plan | Adventure & Remote Travel Insurance | Redpoint Protection

Premier Plan

Redpoint’s Premier Plan offers adventure-ready protection for the trips that take you farther.

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About Redpoint’s Premier Plan

Redpoint’s Premier Plan is designed for travelers who go farther, take on more, and want protection that can keep up. With 24/7 access to experienced medical and security professionals, Ripcord combines emergency rescue and evacuation services with optional travel insurance coverage for your trip.

If you’re injured, become ill, or face a dangerous situation while traveling 100 miles or more from home, our team is there to help get you to safety and, when necessary, get you home.

For added protection, insure your trip with coverage for trip cancellation and interruption, primary medical expenses, sporting goods, and more.

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Redpoint's Premier Plan Benefits
Benefits Maximum Benefit Per Person
Trip Cancellation*
Up to 100% of the Insured trip cost
Cancel for Any Reason (CFAR)
Up to 75% of Trip Cost – Optional for additional cost
Trip Interruption*
150% of the Trip Cost limit
Trip Delay
Up to $200/day, $1,000 max
Itinerary Change
$250 per person
Single Occupancy Supplement
Up to 100% of Trip Cost
Missed Connection
$1,000
Travel Inconvenience
$250/each inconvenience, up to $750 max
Pet Return
Up to $1,000
Baggage & Personal Effects
$2,500, per item max of $300
Medical Evacuation & Repatriation of Remains
Up to $1,000,000
Political, Security or Natural Disaster Evacuation
$125,000
Search & Rescue
$25,000
Baggage Delay
12 hrs min delay, $600 max
Baggage Delivery
$100/trip
Emergency Accident & Emergency Sickness Medical Expense
$100,000 per person
Denal Expense
$750 per person
Accidental Death & Dismemberment
$25,000
*Up to the lesser of the Trip Cost paid or the limit of coverage on Your confirmation of coverage
**$1000 Return air ticket cost only if $0 Trip Cost displayed for Trip Cancellation

Redpoint's Premier Plan – Frequently Asked Questions

How does Redpoint's search and rescue coverage work, and what are the limitations?

Travelers can contact Redpoint's elite evacuation team by mobile phone, satellite phone or messaging device, email, or other means to request a remote rescue. Redpoint has rescued travelers from remote corners of the world including polar regions, remote African savannahs, deep jungles of South America, mountain peaks in Asia and everywhere in between.

Can I customize the coverage limits for specific benefits, such as medical evacuation or trip cancellation?

Travelers can select different plans when purchasing but specific customization of benefits is not an option.

Does the policy cover extreme sports or high-risk activities like mountaineering, skydiving, or scuba diving?

The policy covers many adventure activities. The policy excludes coverage for certain high-risk activities. Excluded activities include BASE jumping, bull riding, bungee jumping, cliff diving, and scuba diving beyond 131 feet (40 meters), among others.

What makes Repdoint unique compared to standard travel insurance?

Ripcord Travel Protection' Premier plan stands out with its adventure-focused coverage, which includes benefits such as emergency medical evacuation, political and natural disaster evacuation, and comprehensive search and rescue services. Unlike standard travel insurance, Redpoint's benefits are explicitly tailored for high-risk activities, providing support for thrill-seekers and extreme sports enthusiasts who need more than conventional coverage.

How does Redpoint's coverage benefit adventure travelers and extreme sports enthusiasts?

Redpoint is tailored for adventure travelers by offering benefits like search and rescue, medical evacuation to the insured’s home hospital, and political or security evacuation. These coverages provide critical support for travelers engaging in remote or challenging activities.

Can Redpoint assist with both medical emergencies and non-medical evacuations?

Yes, Redpoint covers both medical emergencies and non-medical evacuations. Medical evacuation is provided if the insured suffers a life-threatening injury or illness requiring transportation to the nearest appropriate medical facility. Non-medical evacuation, or political/security evacuation, is available if the insured faces imminent physical danger due to civil or political unrest or a natural disaster.

What types of trip cancellation reasons does Redpoint cover?

Ripcord offers 32 covered reasons for trip cancellation and interruption, encompassing a wide range of unforeseen events. These include injury, illness, or death of the insured or a family member, mandatory evacuation orders, terrorist incidents, quarantine, and even the loss of accommodations due to natural disasters.

How does Redpoint's claims process work, and what support does Redpoint offer during an emergency?

Redpoint's claims process requires the insured to provide itemized receipts and documentation from service providers and submit a claim through our online claims portal. Redpoint, as the designated Travel Assistance Services Provider, offers 24/7 support for emergencies, including pre-authorizing and arranging services like medical evacuation, search and rescue, and repatriation.


Got me home when it counted despite the complexity of my particular medical issue. My wife puts it well: made us feel like we were part of a special operation.

Craig L., Evacuee

I was astonished by how quickly they responded. Within an hour, a doctor arrived at my hotel in Morocco, providing medication and compassionate care. Their team checked in regularly, offering reassurance and kindness during a stressful time. I’m truly grateful for their exceptional service and support.

Peter, Global Traveler

Were it not for you guys, that bag would never have arrived. It would be sitting at the airport in Iceland.

Joe V., Lost Baggage

I couldn’t believe it. The last time I filed a claim was after a faulty pipe caused water damage — the insurance company asked me to file three times and in the end, all I got was a higher premium. I’ve been recommending your company to all my traveling friends.

Charles M., Trip Interruption Reimbursement
Get a Quote for a Redpoint Premier Plan
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This summary is only a brief description of the coverage(s) available under policy series. This summary does not replace or change any part of your policy. The policy will contain reductions, limitations, exclusions, and termination provisions. Please read the policy carefully to fully understand the coverages, terms, conditions, limits and exclusions. If there is a conflict between this summary and the policy, the policy will control. This policy provides insurance coverage that only applies during a covered trip. You may have coverage from other sources that provides you with similar benefits. You may wish to compare the terms of this policy with your existing life, health and homeowners’ policies. Please contact +1 415 481 0600 if you have any questions. Insurance underwritten by State National Inc., a Texas domiciled corporation (NAIC Company Code: 12831; TX license number 6026) with its principal place of business at 1900 L Don Dodson Dr, Bedford, TX 76021. Not all plans or coverages are available in every state.
Travel insurance coverage is underwritten by Centurion Casualty Company. The plans also contain travel assistance services provided by Redpoint Resolutions LLC. Coverages may vary under applicable law and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. Redpoint does not guarantee clinical outcomes. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components.