Harbor Travel Insurance Plan
Harbor Travel Insurance provides reliable travel protection for the trips you’ve been looking forward to.
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About Harbor
Harbor is designed for travelers who want dependable protection for the unexpected, without overcomplicating their trip. It combines essential travel insurance benefits with access to experienced assistance professionals who are there when you need them.
Whether your plans are disrupted, you become sick or injured while traveling, or your belongings are delayed or lost, Harbor helps protect both your trip investment and your peace of mind.
Coverage can include trip cancellation and interruption, medical expenses, travel delays, baggage protection, and more.
Travel Protection Features
- 16 covered reasons for cancellation & interruption
- Pandemic coverage that includes cancellation, interruption and quarantine
- Medical evacuation
- $50,000 of secondary medical expense coverage
- Pre-existing medical condition waiver if purchase conditions are met
- One stop program with a single contact for emergency services, travel assistance, claims and more
Harbor Benefits
| Benefits | Maximum Benefit Per Person |
|---|---|
Up to 100% of the insured trip cost |
|
Up to 75% of Trip Cost – Optional for additional cost |
|
Up to 75% of Trip Cost – Optional for additional cost |
|
Up to $100/day, $500 max |
|
Up to 100% of Trip Cost |
|
$250 per person |
|
$1000 |
|
$750, subject to per item maximum of $300 |
|
included up to $500,000 |
|
12 hrs min delay, $200 max |
|
$100 per trip |
|
$50,000 per person |
|
$500 per person |
|
$25,000 |
*Up to the lesser of the Trip Cost paid or the limit of coverage on Your confirmation of coverage
**$1000 Return air ticket cost only if $0 Trip Cost displayed for Trip Cancellation
**$1000 Return air ticket cost only if $0 Trip Cost displayed for Trip Cancellation
Harbor Frequently Asked Questions
Who is Harbor best suited for?
Harbor is designed for travelers looking for reliable, well-rounded protection for vacations, family trips, group tours, and other leisure travel. It includes coverage for common travel concerns such as trip cancellation and interruption, medical expenses, baggage issues, and travel delays.
What reasons are covered for trip cancellation and interruption?
Harbor covers 16 specified reasons for trip cancellation and interruption, including certain unexpected events such as illness, severe weather, and mandatory evacuations. Refer to your policy for the complete list of covered reasons and applicable terms.
How much does Harbor cover for trip cancellation?
Harbor can reimburse up to 100% of your prepaid, non-refundable trip costs if you need to cancel your trip for a covered reason, helping protect the money you’ve invested in your travel plans.
Does Harbor include emergency medical evacuation coverage?
Yes. Harbor provides up to $500,000 for emergency medical evacuation and repatriation of remains, helping arrange and cover necessary transportation when a medical emergency occurs while traveling.
Does Harbor cover lost or delayed baggage?
Yes. Harbor provides up to $1,000 for baggage loss and up to $300 for baggage delay. Baggage delay coverage can help reimburse the cost of necessary items while you wait for your luggage to arrive.
Does Harbor cover travel delays and other inconveniences?
Yes. Harbor includes benefits for certain unexpected travel disruptions, helping with eligible expenses when covered issues affect your trip. Depending on the situation, this may include benefits related to travel delays, missed connections, or other covered inconveniences.
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