Harbor Travel Insurance provides industry standard travel insurance for budget-conscious travelers.
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About Harbor
Harbor Travel Insurance covers medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically.
Travel Protection Features
- 16 covered reasons for cancellation & interruption
- Pandemic coverage that includes cancellation, interruption and quarantine
- Medical evacuation
- $50,000 of secondary medical expense coverage
- Pre-existing medical condition waiver if purchase conditions are met
- One stop program with a single contact for emergency services, travel assistance, claims and more
Harbor Benefits
| Benefits | Maximum Benefit Per Person |
|---|---|
Up to 100% of the insured trip cost |
|
Up to 75% of Trip Cost – Optional for additional cost |
|
Up to 75% of Trip Cost – Optional for additional cost |
|
Up to $100/day, $500 max |
|
Up to 100% of Trip Cost |
|
$250 per person |
|
$1000 |
|
$750, subject to per item maximum of $300 |
|
included up to $500,000 |
|
12 hrs min delay, $200 max |
|
$100 per trip |
|
$50,000 per person |
|
$500 per person |
|
$25,000 |
*Up to the lesser of the Trip Cost paid or the limit of coverage on Your confirmation of coverage
**$1000 Return air ticket cost only if $0 Trip Cost displayed for Trip Cancellation
**$1000 Return air ticket cost only if $0 Trip Cost displayed for Trip Cancellation
Harbor Frequently Asked Questions
What types of travelers is Harbor best suited for?
Harbor is ideal for budget-conscious travelers seeking reliable, comprehensive coverage. Designed for those interested in cultural exploration and leisure travel, Harbor provides peace of mind for family vacations, solo adventures, or group tours. It’s suited for individuals who value essential protections, such as trip cancellation, medical expense coverage, and pandemic-related benefits, without the need for extensive high-risk activity coverage.
How many reasons are covered for trip cancellation and interruption?
Harbor covers 16 specific reasons for trip cancellation and interruption, providing a range of protections for common, unforeseen disruptions such as illness, severe weather, or mandatory evacuations.
What is the maximum coverage for trip cancellation?
The Harbor plan reimburses up to 100% of prepaid, non-refundable trip costs for covered cancellations, helping travelers recover their investment in the event of an unforeseen disruption.
Harbor offers up to $500,000 in coverage for medical evacuation and repatriation of remains, ensuring that travelers receive essential medical transportation or repatriation support during emergencies.
What is the coverage limit for medical evacuation and repatriation of remains?
How much does Harbor cover for baggage loss and delay?
For baggage loss, Harbor provides up to $1,000, and for baggage delay, it offers up to $300 in reimbursement. This benefit helps cover the cost of essential items while waiting for delayed luggage or replacing items if baggage is permanently lost.
Is there coverage for travel inconveniences, and what does it include?
Yes, Harbor includes a travel inconvenience benefit. This covers issues like missed connections, delayed flights, or lost travel documents, helping travelers manage unplanned costs that could disrupt their trip.
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