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About Cavalry
Cavalry takes the worry of out travel by providing 24/7 access to medical and security professionals combined with the best medical evacuation and security extraction services.
Cavalry gets you home safely when you need it most. If you are hospitalized or caught in a dangerous situation 100 miles or more from home, Cavalry will transport you home safely.
Premium Protection Features
- 30 covered reasons for cancellation & interruption, including business reasons and pets
- Pandemic coverage that includes cancellation, interruption, and quarantine
- Premium Medical Evacuation Services to your home hospital of choice
- $100,000 of secondary medical expense coverage
- Pre-existing medical condition waiver if purchase conditions are met
Travel inconvenience benefits
* Benefits described are related to travel insurance underwritten by State National Insurance Company Inc.
Cavalry Benefits
| Benefits | Maximum Benefit Per Person |
|---|---|
Trip Cancellation* |
Up to 100% of the insured trip cost |
Cancellation For Any Reason (CFAR)** |
Up to 75% of Trip Cost – Optional for additional cost |
Trip Interruption*,*** |
150% of the Trip Cost limit |
Trip Delay |
Up to $200/day, $1,000 max |
Itinerary Change |
$250 per person |
Single Occupancy Supplement |
Up to 100% of Trip Cost |
Missed Connection |
$1000 |
Travel Inconvenience |
$250 per each inconvenience up to a maximum of $750 |
Pet Return |
$1000 per pet |
Baggage & Personal Effects |
$2,500, subject to per item maximum of $300 |
Medical Evacuation & Repatriation of Remains |
Included up to $1,000,000 |
Baggage Delay |
12 hrs min delay, $600 max |
Baggage Delivery |
$100 per trip |
Emergency Accident and Emergency Sickness Medical Expense |
$100,000 per person |
Dental Expense |
$750 per person |
Accidental Death & Dismemberment |
$25,000 |
*Up to the lesser of the Trip Cost paid or the limit of coverage on Your confirmation of coverage
**$1000 Return air ticket cost only if $0 Trip Cost displayed for Trip Cancellation
**$1000 Return air ticket cost only if $0 Trip Cost displayed for Trip Cancellation
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Cavalry – Frequently Asked Questions
What types of trips is Cavalry best suited for?
Cavalry is ideal for discerning travelers who value comfort, exclusivity, and seamless protection. Whether enjoying a private villa, a river cruise, or an extensive European tour, Cavalry’s premium insurance caters to high-end journeys, offering extensive coverage for trip cancellations, medical evacuations, and unforeseen disruptions. It’s particularly suited for travelers who prioritize top-tier support and coverage.
How does Cavalry's coverage differ from standard travel insurance policies?
Cavalry stands out from standard travel insurance by offering luxury-focused features like premium medical evacuation to the hospital of choice, a high coverage limit for secondary medical expenses, and a waiver for pre-existing conditions (if purchased within the required timeframe). Additionally, it includes 24/7 travel assistance, pandemic coverage, and a travel inconvenience benefit.
What are some of the covered reasons for trip cancellation and interruption?
Cavalry covers a range of unexpected events that could impact a trip, including medical issues such as sickness, injury, or complications from pregnancy, as well as mandatory evacuations, strikes, or severe weather that make travel unsafe or accommodations uninhabitable. Additionally, it includes protection for financial defaults by travel suppliers, personal emergencies like a death in the family, legal obligations such as jury duty, and quarantine requirements related to contagious diseases.
Can I be evacuated to my home hospital of choice, or are there restrictions?
Yes, Cavalry’s policy allows for evacuation to a home hospital of choice within the United States, but there are some restrictions. Medical evacuation to the home hospital of choice is only provided if it is deemed medically necessary and is pre-approved by both the attending physician and the designated Travel Assistance Services Provider. Otherwise, the policy typically arranges evacuation to the nearest appropriate facility capable of providing the necessary care
Are pre-existing medical conditions covered under this plan?
The Cavalry plan offers coverage for pre-existing medical conditions, but only if the policy was purchased within the Time Sensitive Period and the insured meets other requirements, such as being medically able to travel at the time of purchase. Coverage for pre-existing conditions applies only if no changes to
What does the travel inconvenience benefit cover, and how does it work?
The travel inconvenience benefit covers several unforeseen disruptions that may impact a trip, including closed attractions, work obligations due to travel delays, flight cancellations, hotel infestations, and rental property lockouts. This benefit provides compensation for these specific inconveniences, up to the maximum limit outlined in the Schedule of Benefits, allowing travelers to recover costs associated with these disruptions.
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