Harbor

Harbor provides industry standard travel program for budget-conscious travelers.

Travel with peace of mind using Harbor Travel Protection, your reliable companion for budget-friendly adventures. Designed for the savvy traveler, Harbor offers comprehensive coverage that protects you against unexpected disruptions, ensuring your journey remains enjoyable and worry-free.

With benefits like trip cancellation for covered reasons, primary medical expense coverage, and pandemic protection, you can confidently explore new cultures and destinations. Whether you’re embarking on a family vacation, a solo expedition, or a group tour, Harbor has tailored solutions to meet your needs.

Enjoy added security with baggage loss protection and trip delay coverage, allowing you to focus on creating unforgettable memories. Choose Harbor for affordable travel insurance that prioritizes your safety and peace of mind so you can fully immerse yourself in the enjoyment of your travels.

Harbor Worldwide Travel Protection

Harbor offers robust coverage to the leisure traveler who’s interested in worldwide cultural exploration. With 16 covered reasons for cancellation and/or interruption, you can have peace of mind both before and during your trip. Additional coverage such as baggage loss, trip delay, secondary medical expense coverage, and pandemic coverage is included as well, leaving you feeling covered and confident to enjoy your travels.

Harbor fits into your budget so that you don’t have to sacrifice the peace of mind that traveling with Redpoint offers. Set yourself up for a confident travel experience by traveling with Harbor today.

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Travel Protection Features

16 covered reasons for cancellation & interruption

Pandemic coverage that includes cancellation, interruption and quarantine

Medical evacuation

$50,000 of secondary medical expense coverage

Pre-existing medical condition waiver if purchase conditions are met

One stop program with a single contact for emergency services, travel assistance, claims and more

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Harbor Benefits

Benefits	Maximum Benefit Per Person
Trip Cancellation*	Up to 100% of the insured trip cost
Optional Cancellation For Any Reason (CFAR)**	Up to 75% of Trip Cost – Optional for additional cost
Optional Trip Interruption,**	Up to 75% of Trip Cost – Optional for additional cost
Trip Delay	up to $100/day, $500 max
Itinerary Change	$250 per person
Single Occupancy Supplement	up to 100% of Trip Cost
Missed Connection	$1000
Baggage & Personal Effects	$750, subject to per item maximum of $300
Medical Evacuation & Repatriation of Remains	included up to $500,000
Baggage Delay	12 hrs min delay, $200 max
Baggage Delivery	$100 per trip
Emergency Accident and Emergency Sickness Medical Expense	$50,000 per person
Dental Expense	$500 per person
Accidental Death & Dismemberment	$25,000

*Up to the lesser of the Trip Cost paid or the limit of coverage on Your confirmation of coverage
**You must insure the total cost of all prepaid non-refundable Travel Arrangements that are subject to Cancellation Penalties
***$1000 Return air ticket cost only if $0 Trip Cost displayed for Trip Cancellation

Harbor Frequently Asked Questions

What types of travelers is Harbor best suited for?

Harbor is ideal for budget-conscious travelers seeking reliable, comprehensive coverage. Designed for those interested in cultural exploration and leisure travel, Harbor provides peace of mind for family vacations, solo adventures, or group tours. It’s suited for individuals who value essential protections, such as trip cancellation, medical expense coverage, and pandemic-related benefits, without the need for extensive high-risk activity coverage.

How many reasons are covered for trip cancellation and interruption?

Harbor covers 16 specific reasons for trip cancellation and interruption, providing a range of protections for common, unforeseen disruptions such as illness, severe weather, or mandatory evacuations.

What is the maximum coverage for trip cancellation?

The Harbor plan reimburses up to 100% of prepaid, non-refundable trip costs for covered cancellations, helping travelers recover their investment in the event of an unforeseen disruption.

What is the coverage limit for medical evacuation and repatriation of remains?

Harbor offers up to $500,000 in coverage for medical evacuation and repatriation of remains, ensuring that travelers receive essential medical transportation or repatriation support during emergencies.

How much does Harbor cover for baggage loss and delay?

For baggage loss, Harbor provides up to $1,000, and for baggage delay, it offers up to $300 in reimbursement. This benefit helps cover the cost of essential items while waiting for delayed luggage or replacing items if baggage is permanently lost.

Is there coverage for travel inconveniences, and what does it include?

Yes, Harbor includes a travel inconvenience benefit. This covers issues like missed connections, delayed flights, or lost travel documents, helping travelers manage unplanned costs that could disrupt their trip.

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